What are dental payment plans?
A dental payment plan allows you to pay off your dental treatment over time in smaller increments. It’s a helpful option if you can’t afford to pay your dentist upfront. Basically, they are loans that you can pay off over time.
When it comes to dental treatment, it’s best to get it done as soon as possible. If left untreated, your condition could worsen and cause more complications in the future. A payment plan solution allows you to get the treatment when you need it, instead of waiting until you can afford to pay upfront.
Do all dentists offer payment plans?
With the rise of buy now, pay later, the majority of dentists offer some kind of payment plan. Unfortunately, not all payment plans were created equal, so it’s wise to shop around and compare dental payment plans to ensure you’re getting the best deal.
When comparing dental plans you should look for:
- Interest charges – Do you get charged interest on your repayments?
- Payment term – How long do you have to pay off the plan?
- Repayments – Are the repayments affordable?
- Fees and charges – Are there any additional fees or charges?
- Need for upfront payment – Does the plan require any payment upfront?
- Need for finance and credit checks – Is there a credit or finance check?
Is everyone eligible for dental payment plans?
This will depend on the finance company. Every payment plan is different in how they assess eligibility, however there are a few standard conditions which include applicants being:
- Over 18 years of age.
- An Australian citizen.
How do DentiCare Payment Plan solutions compare to other payment plans?
We believe everyone deserves to get the dental treatment they need, even if you can’t afford to pay upfront. That’s why we came up with the DentiCare Payment Plan solutions, an affordable way to pay off your treatment over time.
The main benefits of a DentiCare Payment Plan include:
- No interest.
- No full, upfront payment.
- Flexible terms and conditions.
- No finance or credit checks.
What can you pay for with a DentiCare Payment Plan?
You can use a DentiCare Payment Plan to pay for a variety of dental procedures including orthodontics, general dentistry, implants, periodontics, cosmetic dentistry, snoring and sleep apnea, facial aesthetics and crowns and veneers.
What payment plan options are available with DentiCare?
SmileNow – Buy Now, Pay Later
This is DentiCare’s sophisticated BUY NOW, PAY LATER option.
You can pay for dental treatment between $250 and $2000, with no initial deposit, no setup fees, no interest or transaction fees.
Our payment terms are 50% longer than other buy now, pay later options on the market, offering 12 to 20 weeks to pay off your treatment. You can make payments weekly, fortnightly or monthly.
What if you need to pay for dental treatment over $2000?
With our DentiCare Connect and DentiCare Plus plans you can pay for treatment up to the value of $12,000. Your payment terms are longer, with 12 to 24 months to pay off dental plans and up to 36 months for orthodontics.
How do you sign up for a DentiCare Payment Plan?
Hundreds of dentists and orthodontists around Australia offer DentiCare Payment Plan solutions. To find out if your local dentist offers DentiCare plans, ask the staff next time you visit the practice.
If they aren’t a DentiCare provider, we encourage you to complete an online registration form and one of our team will contact your practice to let them know a patient is interested in a DentiCare Payment Plan solution.
If your dentist is a DentiCare provider, it’s quick and easy to sign up for a plan.
- Speak with your dental practice about the plans available.
- Agree on which payment plan suits your circumstances and decide upon deposit (if needed), the treatment amount, payment terms and the frequency of payments.
- You’ll be sent a link, follow this link to complete the final details of your DentiCare plan.
- It’s time to start treatment once your plan is finalised.
It’s important to take time to ensure you’re getting the most flexible and affordable dental plan available. For more information about DentiCare Payment Plans, speak to your dentist or visit our website to see answers to our frequently asked questions.